A weekend in October
The weather is crisp, the leaves are turning, the local seafood place has zero wait, and the rental feels like heaven. By Sunday evening, you are browsing real estate apps, assuming every day will feel like a four-day weekend.
Retirement Life USA
Book your hour
Keith Lucas · Retirement Life USA
What does your Tuesday look like?
Navigate to your Next Best Place with precision data, not fluff. 26 years as a broker/owner, guiding pre- and post-retirees to the real numbers behind taxes, healthcare, housing, and true everyday living.
52,000+ people subscribe to the channel. 7.2M+ views. 26+ years as a broker/owner across the Southeast. 4 books. And every Saturday, the Relo Brief newsletter.
Featured / Quoted in:
Next Chapter Navigator
Plan Your Next Chapter with Retirement Relo
A clear view of your retirement cash flow and true purchasing power, based on your inputs and assumptions, without the complexity of traditional tools.
More powerful than a calculator.
Simpler than advisor software.
1. Your Timeline
2. Assets & Home Equity
$
$
Estimated cash in hand after paying off your current mortgage and selling costs.
3. Income & Relocation States
$
$
Unlock Your Relo Readiness Score
Enter your details to generate your instant baseline longevity score and estimated state-to-state savings boost.
Readiness Score
--
Baseline Longevity Index
Est. Relo Tax Savings
$0 / yr
Annual Carrying Cost Relief
Estimated Monthly Cash Flow: $0
What this baseline score leaves out
Uses Fixed Averages
- Blended 12% national tax estimate
- Static 3% flat inflation
- Generic Medicare Parts B & D baselines
Not Included in Free Score
- 2,000-scenario Monte Carlo simulations
- Sequence-of-returns market crash testing
- Spouse age, pensions, and survivor benefits
- County-specific property tax reassessments
Quarterly Pass
Retirement Relo Pro
$20 / quarter
Billed $20 every 3 months (~$6.67/mo)
- 2,000 Monte Carlo volatility trials
- State & county tax customization
- Saved side-by-side move scenarios
- Spouse & pension stacking
Best Value
Annual Pro Pass
$60 / year
Billed annually ($5.00/mo)
- Everything in the Pro Quarterly Tier
- Full 12-month access to all future updates
- Unlimited destination comparisons
- Priority access to destination blueprints
Full Advisory
Relo Pro + 1:1 Consult
$197 one-time
Annual Pass ($60) + 1-on-1 Session ($137)
- 1 Full Year of Retirement Relo Pro ($60 value)
- 60-minute private 1-on-1 strategy call with Keith
- Direct review of your numbers, carrying costs, and timeline
- Hand-matched connection to vetted local agents
Private Community
The Relo Club
Cut through the marketing noise with real movers. Join weekly live briefings, ask questions directly, and compare real carrying costs across the Southeast.
- Twice-weekly interactive live sessions with Keith
- Direct access to boots-on-the-ground relocation dispatches
- Community discussion boards sorted by target state & county
- Unfiltered property tax, insurance, and healthcare reports
Vacation mode is an illusion. Retirement is everyday life.
A Tuesday morning in late July
The humidity is sitting at 90%, the local bridge is backed up two miles with seasonal traffic, the primary care physician you called has an 8-month waitlist, and the cozy cafe closed until spring.
Keith's answer is a test you run yourself, before you sign a contract.
Run the Tuesday Test
Rent a place for two to four weeks during the worst weather season of the year. Then live one Tuesday the way you will for the next twenty years.
Target Region:
Tuesday
Late July
7:00 AM
Act like a resident, not a tourist
Wake up at your normal time, brew your own coffee, and avoid tourist breakfast spots. Do a normal morning routine.
7 AM9:30 AM12:30 PM4:30 PM8:00 PM
Structural Evaluation
Before the Tuesday, the destination audit
Weather and listing prices are only two pieces of the puzzle. Keith tests every prospective market through five structural filters before you ever commit capital.
The true tax picture
State income tax on pensions, 401(k) withdrawals, and Social Security. How property tax reassessments reset when a property transfers. Local sales tax rates on groceries, utilities, and daily essentials.
Healthcare capacity & proximity
Distance to Level 1 or Level 2 trauma centers, specialist network density, whether local primary care physicians are actively accepting new Medicare patients, and realistic emergency room wait times.
Total cost of homeownership
Homeowners insurance availability, carrier solvency trends, flood zones and elevation certificates, HOA dues and reserve fund health, plus baseline seasonal cooling and heating utility spikes.
Infrastructure & growth pressure
Planned residential subdivisions within five miles, bridge choke points and single-artery evacuation corridors, plus travel transit times to reach major airport hubs and family.
Daily community rhythm
Supermarkets, pharmacies, local hardware stores, and fitness facilities. Active clubs, civic opportunities, pickleball, and dining options that stay open year-round when the seasonal visitors leave.
“She was an absolute bulldog for us when she needed to be! Very professional and helpful in every way, making our transition from East Tennessee to Upcountry South Carolina as smooth as possible.”
“Our biggest challenge was weighing location pros and cons. The entire process was professional, transparent, and efficient.”
“My favorite phrase is ‘What does your Tuesday look like?’ Thank you again Keith Lucas.”
“The first four chapters bring up questions we had not even thought about!”
Private 1-on-1 consultation
Talk through your move with Keith
Relocating in retirement is one of the largest financial decisions you will ever make. In one focused 60-minute session, you walk through your personal numbers, test your timeline, and pinpoint the communities that actually fit your criteria.
| What we tackle together | Standard value |
|---|---|
| State & local tax clarity | $250 |
| Community & lifestyle match | $200 |
| Carrying cost & insurance audit | $200 |
| Housing & submarket targeting | $150 |
| Total advisory value | Your call $197 |
One-on-one video or phone session tailored to your criteria. Check out, then pick your date and time on Keith's private calendar.
Book your 60 minutes, $197Already know where you are going? Keith connects you directly with one of his vetted, top-tier agents, people he trusts with his own reputation. Meet Keith & More
From the channel
Over 580 videos covering state taxes, healthcare, insurance, and real communities.
Straightforward relocation playbooks
In-depth evaluations, real-world expense checklists, and step-by-step strategies for relocating without costly financial missteps.
Every Saturday Morning
The Relo Brief
Join over 50,000 retirees and planners staying ahead of the housing market. Unfiltered state-by-state dispatches, tax updates, and destination insights delivered straight to your inbox.
Subscribe Free →