I have seen the aftermath of retirements being destroyed because of a lack of planning. I have watched people lose their independence and their savings simply because they didn't account for the variables that actually matter.
For over 26 years, I’ve helped pre and post retirees across the country make relocation decisions that save money, avoid unexpected costs, and prevent traps most people never see coming.
When relocation mistakes happen, paying too much in taxes or insurance, misjudging healthcare access, or choosing the wrong housing market, the damage is rarely obvious at first. Those costs usually show up years later when it is too late to fix them. My goal is to ensure you have a strategy in place before you ever sign a contract.
What the Retirement Relo Is Worth
The Retirement Relo is not a single call or a quick opinion.
It’s a structured planning and execution process that replaces several services people often pay for separately.
Here’s how the value breaks down.
Relocation Strategy & Planning Session
Value: $750
A one-hour, recorded online information-gathering session designed specifically for retirement relocation. This is the foundation of the entire plan and replaces the kind of paid planning sessions many people seek from retirement coaches.
You receive:
A structured, focused session
A copy of the full recording
A clear capture of your goals, constraints, and priorities
Personalized Retirement Relo Action Plan
Value: $1,250
After the session, your information is analyzed and turned into a customized relocation plan.
This includes:
Evaluation of your top locations
Identification of real tradeoffs and potential risks
Elimination of poor-fit options
A realistic shortlist based on your priorities, budget, and timeline
This is not generic advice. It is a plan built specifically for your situation.
Vetted Agent Match & Coordination
Value: $300+
I hand-select a specialist from my national network who understands the high stakes of retirement relocation.
We set-up a introductory call and we spend as much time as required for you to determine if this agent is right for you.
This saves you:
Time spent vetting agents
Costly trial-and-error
Mistakes caused by working with the wrong person in the wrong market
Gain peace of mind knowing your transition is handled by someone vetted for results, not just a friendly face.
This Is For You If:
*You plan to relocate in retirement in the next 6–24 months
*You want clarity, not confusion
*You care about taxes, healthcare, housing, safety, and real numbers
*You want a plan, not just opinions
This Is Not For You If:
*You’re casually browsing retirement ideas
*You want free content but no structure
*You’re not ready to commit time and focus to your relocation decision
How the Retirement Relo Works
This is a structured process designed to help you make the right relocation decision, no guessing, no spray-and-pray information overload.
You begin by enrolling and paying the $197 one-time fee (REFUNDABLE*).
That confirms you’re serious. After you enroll, you’ll schedule your 1:1 session with Keith
IMPORTANT: Read Stage 3
You will meet with me for a one-hour online video session.
The session is-recorded
You receive the recording
Camera on NOT required
Mic-only participation is fine
Join from phone, tablet, or computer
During this session we cover:
Your budget and timeline
What you care about most
Locations you’re considering and why
Your taxes, healthcare, housing, and safety priorities
This ensures your plan is customized, not general.
The Retirement Relo is a paid planning and educational service designed to help individuals evaluate retirement locations, lifestyle factors, and housing considerations.
*The fee is $197. If a participant ultimately completes a real estate transaction through one of my vetted agents,the $197 fee will be refunded after your transaction close (15 days. Yes, it is in writing). Refunds are issued separately and cannot be disbursed through the closing agent. Your refund eligibility requires a minimum closed purchase price of $200,000. Transactions below this threshold do not qualify for a fee refund.
Referral relationships may exist with licensed real estate professionals. Use of any referred professional is completely optional, and participants are free to select any agent or service provider of their choosing.
Any referral compensation received is separate from the Retirement Relo fee and does not affect the cost, scope, or availability of the service.
My priority is helping you make the right move, not pushing you into one.
Participation in The Retirement Relo does not establish a licensed real estate agency or financial advisory relationship. Retirement Life USA provides consulting and referral services. Keith Lucas and/or his affiliated brokerage will receive referral compensation from the vetted agents Brokerage to whom you are introduced, upon the successful closing of a transaction. By proceeding, you acknowledge this business relationship.
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