Retirement is supposed to be the reward, the victory lap after decades of working, saving, sacrificing, and surviving office birthday cake. But what if the blueprint you’re following is broken? What if the advice you’ve trusted for years is actually setting you up to fall short, feel stressed, or outlive your money?

Retirement Myths That Cost You Money cuts through the noise, the fluff, and the outdated “rules of thumb” that don’t work in today’s reality. Written in a refreshingly honest voice, this book exposes the common beliefs that trip people up, the ones that sound smart but silently sabotage your financial future.

This isn’t just for people nearing retirement. It’s for anyone in the critical pre-retirement window, when the right decisions (or the wrong ones) have the biggest impact. And if you’ve already retired? You’ll still find practical, clear-eyed advice to help you course-correct and make your money last, without sacrificing your lifestyle or peace of mind.

Inside, you’ll uncover:

• Why downsizing, relocating, or “just working part-time” aren’t the silver bullets they seem to be

• What Social Security, Medicare, and taxes won’t tell you up front, and how to prepare anyway

• The emotional traps people fall into that have nothing to do with spreadsheets but everything to do with regret

• How to build a plan that actually fits your real life - not someone else’s idea of retirement

This is your chance to reset the narrative and make smarter, more confident decisions about what comes next. No lectures. No scare tactics. Just clarity, humor, and a roadmap that makes sense in the world we live in now.

If you want to retire well, not just retire, this is where you start.